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Table 1 Examples of automatic classification of people based on big data in the US

From: Ethical perspectives on recommending digital technology for patients with mental illness

Area

Goal of automation

Negative consequence

Criminal justice

Predict involvement in violent crime

Automated predictions of future bad behavior or guilt by association, in high-crime areas (Robinson et al. 2014)

Employment

Display job openings based on user profiles

Job opportunities not offered based on traditional biases (Sweeney 2013; Savage 2016)

Employment

Automate job applicant screeninga

Individuals flagged as potentially having stigmatized or expensive disease based on algorithm (Rosenblat et al. 2014)

Employment

Employer sponsored wellness programs include fitness trackersa

Preferential treatment and promotions to those who participate (Rosenblat et al. 2014; Christovich 2016)

Financial

Include health and lifestyle habits in non-traditional, credit-related scoring algorithms

Decreased credit or higher interest rates on credit cards for the sick (Dixon and Gellman 2014; Robinson et al. 2014)

Higher education

Predict good candidates for higher education

Opportunities not offered based on traditional biases. (FTC 2016a)

Insurance

Determine health status without physicals

Higher life insurance rates for those at higher risk (Batty et al. 2010; Robinson et al. 2014)

Online commerce

Conditional (dynamic) pricing based on user profiles

Higher prices for those living in poor areas with less retail competition (Valentino-Devries et al. 2012; Acquisti and Varian 2005). MAC users shown more expensive goods than PC users (Mattioli 2012)

Online commerce

Offer credit online based on user profiles

No credit offers from leading institutions to those with poor credit (Fertik 2013)

Online information seeking

Provide news and information based on user profile

Reinforce prejudices and increase insularity (Pariser 2011)

  1. aAbout 56% of US population covered by employer-based health insurance (US Census 2016)